/* Primus Health & Wealth v2. Mobile first. Palette A "Cloud Dancer Teal".
   No navy outside the logo art. Gold is for lines, icons and diamond details only, never text. Contrast table: PALETTE_FONT_COPY.md. */
@font-face{font-family:"Fraunces";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/fraunces-latin-var.woff2) format("woff2")}
@font-face{font-family:"Hanken Grotesk";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/hanken-grotesk-latin-var.woff2) format("woff2")}

:root{
  --bg:#F3F0E8;          /* warm ivory page */
  --surface:#E8E1D2;     /* surfaces and cards */
  --white:#FFFFFF;       /* header bar (matches the white logo file), form card */
  --ink:#1E2624;         /* 13.58:1 on bg, 11.88:1 on surface */
  --muted:#4F5A57;       /* 6.29:1 on bg, 5.50:1 on surface, 7.16:1 on white */
  --primary:#14625F;     /* buttons, links, eyebrows: 6.27:1 on bg, 5.48:1 on surface */
  --on-primary:#F5F0E6;  /* 6.28:1 on primary */
  --gold:#C9A45C;        /* lines, icons, diamonds only */
  --deep:#0E3533;        /* footer + one feature band */
  --on-deep:#F5F0E6;     /* 11.73:1 on deep */
  --on-deep-muted:#F5F0E6; /* palette ivory: 11.73:1 on deep */
  --deep-accent:#F5F0E6; /* palette ivory: 11.73:1 on deep */
  --line:#D9D1BF;
  --line-soft:rgba(20,98,95,.10);
  --line-deep:rgba(245,240,230,.16);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Hanken Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --r:12px;
  --gut:20px;
  --max:1180px;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;
  font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--primary);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em;font-optical-sizing:auto;text-wrap:balance}
h3{font-family:var(--sans);font-weight:650;font-size:1.06rem;letter-spacing:0;line-height:1.35}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
strong{font-weight:650}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 var(--gut)}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px;top:8px;background:var(--primary);color:var(--on-primary);padding:10px 14px;border-radius:8px;z-index:100;font-weight:600}
.skip:focus{left:12px}
main:focus{outline:none}

/* ---------- buttons */
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 20px;border-radius:999px;
  font:600 16px/1.2 var(--sans);text-decoration:none;border:1px solid transparent;transition:background-color .2s,color .2s,border-color .2s}
.btn .ic{transition:transform .2s}
.btn:hover .ic{transform:translateX(3px)}
.btn-primary,.site-nav a.btn-primary{background:var(--primary);color:var(--on-primary)}
.btn-primary:hover,.site-nav a.btn-primary:hover{background:#0F4F4C;color:var(--on-primary)}
.btn-secondary{border-color:var(--primary);color:var(--primary);background:transparent}
.btn-secondary:hover{background:var(--white)}
.btn-sm{min-height:42px;padding:9px 16px;font-size:15px}

/* ---------- header: pure white so the white logo file sits cleanly */
.site-header{background:var(--white);color:var(--ink);position:sticky;top:0;z-index:50;border-bottom:1px solid var(--surface)}
.hdr{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:16px}
.brand{display:block;padding:8px 0}
.brand img{height:44px;width:auto}
.menu-btn{display:inline-flex;align-items:center;gap:10px;background:none;border:1px solid var(--line);color:var(--ink);
  border-radius:999px;min-height:44px;padding:8px 16px;font:600 15px var(--sans);cursor:pointer}
.menu-bars,.menu-bars::before,.menu-bars::after{display:block;width:16px;height:1.5px;background:currentColor;position:relative;transition:transform .2s}
.menu-bars::before,.menu-bars::after{content:"";position:absolute;left:0}
.menu-bars::before{top:-5px}.menu-bars::after{top:5px}
.menu-btn[aria-expanded=true] .menu-bars{background:transparent}
.menu-btn[aria-expanded=true] .menu-bars::before{transform:translateY(5px) rotate(45deg)}
.menu-btn[aria-expanded=true] .menu-bars::after{transform:translateY(-5px) rotate(-45deg)}
.site-nav ul{list-style:none;margin:0;padding:0}
.site-nav a{color:var(--ink);text-decoration:none}
.site-nav a[aria-current=page]{color:var(--primary)}
.site-nav{display:none}
.site-nav.open{display:block;position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--surface);
  padding:8px var(--gut) 24px;max-height:calc(100vh - 64px);overflow:auto}
.site-nav.open li a{display:block;padding:14px 0;border-bottom:1px solid var(--surface);font-size:18px}
.nav-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:18px}
.hdr-phone{font-weight:650;letter-spacing:.01em}
@media (min-width:1080px){
  .brand img{height:54px}
  .hdr{min-height:72px}
  .menu-btn{display:none}
  .site-nav{display:flex;align-items:center;gap:28px;position:static;padding:0;border:0;background:none}
  .site-nav ul{display:flex;gap:22px;font-size:15px}
  .site-nav ul a{position:relative;padding:6px 0}
  .site-nav ul a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s}
  .site-nav ul a:hover::after,.site-nav ul a[aria-current=page]::after{transform:scaleX(1)}
  .nav-cta{margin:0}
}

/* ---------- textures: faint grid lines + the gold diamond lattice from the banner art (lines only) */
.grid-lines{position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(var(--line-soft) 1px,transparent 1px),linear-gradient(90deg,var(--line-soft) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:linear-gradient(180deg,#000,transparent 85%);mask-image:linear-gradient(180deg,#000,transparent 85%)}
.lattice{position:absolute;top:0;right:0;width:min(38vw,420px);height:100%;color:var(--gold);opacity:.55;pointer-events:none;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 70%);mask-image:linear-gradient(90deg,transparent,#000 70%)}

/* ---------- hero (light) */
.hero{position:relative;overflow:hidden;background:var(--bg);color:var(--ink);padding:52px 0 72px;border-bottom:1px solid var(--line)}
.hero .lattice{width:min(46vw,360px);opacity:.45}
.hero-grid{position:relative;display:grid;gap:40px}
.hero h1{font-size:clamp(2.2rem,7.4vw,3.9rem);font-weight:450;max-width:15ch;margin-bottom:.35em}
.hero-inner h1{max-width:20ch;font-size:clamp(2rem,6.4vw,3.2rem)}
.tagline{font-family:var(--serif);font-size:clamp(1.05rem,3.6vw,1.3rem);color:var(--deep);margin:0 0 1.2em;max-width:36ch;line-height:1.4;
  padding-top:14px;border-top:1px solid var(--gold);display:inline-block}
.hero .lede{color:var(--muted);font-size:1.1rem;max-width:58ch}
.hero .lede p:last-child{margin-bottom:0}
.dataline{position:absolute;left:0;right:0;bottom:0;width:100%;height:110px;color:var(--primary);opacity:.35;pointer-events:none}
.dataline polyline{stroke-dasharray:1800;stroke-dashoffset:0}
.js .dataline polyline{animation:draw 2.4s ease-out .2s both}
@keyframes draw{from{stroke-dashoffset:1800}to{stroke-dashoffset:0}}
.crumbs{display:flex;gap:8px;font-size:14px;color:var(--muted);margin-bottom:18px}
.crumbs a{color:var(--muted)}
.hero-inner{padding:44px 0 56px}
@media (min-width:960px){
  .hero{padding:88px 0 112px}
  .hero-inner{padding:68px 0 76px}
  .hero-grid.has-panel{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;gap:64px}
}

/* renewal panel (product-style, flat) */
.hero-panel{background:var(--white);border:1px solid var(--line);border-top:2px solid var(--gold);border-radius:var(--r);padding:22px;font-size:15px}
.panel-top{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:6px}
.panel-label{font-family:var(--serif);font-size:1.25rem}
.panel-chip{font-size:12px;font-weight:650;letter-spacing:.06em;text-transform:uppercase;color:var(--on-primary);background:var(--primary);padding:4px 10px;border-radius:999px}
.panel-client{color:var(--muted);margin-bottom:14px}
.panel-rows{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.panel-rows li{display:grid;grid-template-columns:14px minmax(0,1fr);column-gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.panel-rows .dot{grid-row:1/3;width:10px;height:10px;margin-top:6px;border:1.5px solid var(--primary);transform:rotate(45deg)}
.panel-rows .st-done .dot{background:var(--primary)}
.panel-rows .st-active .dot{border-color:var(--gold);background:var(--gold)}
.panel-rows .st-next .dot{border-color:var(--gold)}
.panel-rows .k{font-weight:650}
.panel-rows .v{color:var(--muted)}
.panel-note{margin:14px 0 0;font-size:13px;color:var(--muted)}
@media (min-width:520px){.panel-rows li{grid-template-columns:14px minmax(0,.9fr) minmax(0,1.1fr)}.panel-rows .dot{grid-row:auto}.panel-rows .v{text-align:right}}

/* ---------- sections */
.sec{position:relative;padding:64px 0}
.sec-tight{padding:40px 0}
.sec-ivory{background:var(--bg)}
.sec-sand{background:var(--surface)}
.sec-deep{background:var(--deep);color:var(--on-deep);overflow:hidden}
.sec-deep a{color:var(--deep-accent)}
.sec-deep .grid-lines{background-image:linear-gradient(var(--line-deep) 1px,transparent 1px),linear-gradient(90deg,var(--line-deep) 1px,transparent 1px);opacity:.5}
@media (min-width:960px){.sec{padding:96px 0}.sec-tight{padding:48px 0}}
.eyebrow{font-size:13px;font-weight:650;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:14px}
.sec-deep .eyebrow{color:var(--deep-accent)}
.sec-head{max-width:760px;margin-bottom:36px}
.sec-title{font-size:clamp(1.75rem,5vw,2.6rem)}
.sec-intro{color:var(--muted);font-size:1.08rem;max-width:62ch}
.sec-deep .sec-intro{color:var(--on-deep-muted)}

/* coverage index: a list with thin rules, not cards */
.ix{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.ix-link{display:grid;gap:4px 24px;padding:22px 0;border-bottom:1px solid var(--line);color:var(--ink);text-decoration:none;position:relative}
.ix-name{font-family:var(--serif);font-size:1.45rem;line-height:1.2}
.ix-for{font-size:14px;font-weight:650;color:var(--primary)}
.ix-body{color:var(--muted);max-width:60ch}
.ix-go{display:none}
.ix-link:hover .ix-name{color:var(--primary)}
@media (min-width:860px){
  .ix-link{grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr) 28px;align-items:start;padding:26px 0}
  .ix-name{grid-row:1/3}
  .ix-go{display:block;grid-column:3;grid-row:1/3;align-self:center;color:var(--primary);transition:transform .2s}
  .ix-link:hover .ix-go{transform:translateX(4px)}
}

/* tools: product-style mocks built from HTML */
.tools{display:grid;gap:20px}
@media (min-width:820px){.tools{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}}
.tool{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.tool-txt{padding:20px 22px 8px}
.tool-txt h3{font-size:1.15rem;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.tool-txt p{color:var(--muted)}
.tag{font:650 11px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--primary);border:1px solid var(--gold);padding:5px 8px;border-radius:999px}
.mock{background:var(--white);color:var(--ink);padding:18px;min-height:190px;font-size:13px;border-bottom:1px solid var(--line);
  background-image:linear-gradient(var(--line-soft) 1px,transparent 1px),linear-gradient(90deg,var(--line-soft) 1px,transparent 1px);background-size:28px 28px}
.mk-bar{display:flex;justify-content:space-between;color:var(--muted);margin-bottom:10px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12px}
.mk-ok{color:var(--primary)}
.mock table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;background:var(--white);border:1px solid var(--line)}
.mock th,.mock td{text-align:left;padding:7px 9px;border-bottom:1px solid var(--line)}
.mock th{color:var(--muted);font-weight:500}
.mock .ok{color:var(--primary)}
.mock .warn{color:var(--ink);background:var(--gold);text-align:center;font-weight:700;width:22px}
.mock tr.flag td{background:#FBF5E6}
.mk-msg{margin:10px 0 0;color:var(--ink);padding-left:10px;border-left:2px solid var(--gold)}
.mk-cols{display:grid;grid-template-columns:1.1fr repeat(3,1fr);gap:10px;align-items:center;padding:7px 0;border-bottom:1px solid var(--line);color:var(--muted)}
.mk-cols:first-child{color:var(--ink);font-weight:650}
.mk-k{color:var(--ink)}
.bar{display:block;height:6px;border-radius:3px;background:var(--primary);width:var(--w,50%)}
.mk-cols span:nth-child(2) .bar{background:#A9B3B0}
.mk-cols span:nth-child(4) .bar{background:var(--gold)}
.mk-track{display:grid;gap:10px;position:relative;padding-left:22px}
.mk-track::before{content:"";position:absolute;left:5px;top:6px;bottom:6px;width:1px;background:var(--gold)}
.mk-step{position:relative;display:flex;gap:12px;align-items:baseline;padding:6px 10px;background:var(--white);border:1px solid var(--line);border-radius:8px}
.mk-step::before{content:"";position:absolute;left:-21px;top:13px;width:9px;height:9px;border:1.5px solid var(--gold);background:var(--white);transform:rotate(45deg)}
.mk-step.on::before{border-color:var(--primary);background:var(--primary)}
.mk-step b{color:var(--primary);font-weight:650;min-width:64px}
.mock-app{display:flex;justify-content:center;padding-bottom:0}
.mk-phone{width:180px;background:var(--white);border:1px solid var(--gold);border-bottom:0;border-radius:22px 22px 0 0;padding:12px 12px 14px}
.mk-notch{width:54px;height:5px;border-radius:3px;background:var(--surface);margin:0 auto 12px}
.mk-h{font-family:var(--serif);font-size:16px;margin:0 0 10px}
.mk-tile{border:1px solid var(--line);border-radius:8px;padding:9px 10px;margin-bottom:7px;display:flex;justify-content:space-between}
.mk-tile::after{content:"";width:7px;height:7px;border-top:1.5px solid var(--primary);border-right:1.5px solid var(--primary);transform:rotate(45deg);align-self:center}

/* states: the one deep-teal feature band */
.states{position:relative;display:grid;gap:0;border-top:1px solid var(--gold)}
.state{padding:26px 0;border-bottom:1px solid var(--line-deep)}
.state h3{font-family:var(--serif);font-weight:500;font-size:1.5rem;color:var(--on-deep)}
.state p{color:var(--on-deep-muted)}
.st-code{font:650 13px var(--sans);letter-spacing:.16em;color:var(--deep-accent);margin-bottom:6px}
.states-foot{position:relative;margin-top:28px;color:var(--on-deep-muted)}
@media (min-width:900px){.states{grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;border-top:0}.state{border-top:1px solid var(--gold);border-bottom:0}}

/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;gap:0}
.step{display:grid;grid-template-columns:56px minmax(0,1fr);gap:16px;padding:22px 0;border-top:1px solid var(--line)}
.step-n{font-family:var(--serif);font-size:1.9rem;line-height:1;color:var(--primary)}
.step p{color:var(--muted);margin:0}
@media (min-width:900px){.steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}.step{grid-template-columns:1fr;border-top:1px solid var(--gold);padding-top:22px}}

/* split, rows, notes */
.split{display:grid;gap:32px}
.split-main{max-width:720px}
.split-main p,.split-main li{color:var(--muted)}
.split-main .sec-head{margin-bottom:20px}
.split-main .eyebrow{color:var(--primary)}
.split-aside{background:var(--white);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--r);padding:22px;align-self:start}
.split-aside p:last-child,.split-aside ul:last-child{margin-bottom:0}
.split-aside h3{font-family:var(--serif);font-weight:500;font-size:1.25rem}
.split-logo{align-self:center;max-width:440px;padding:12px 0;border-top:1px solid var(--gold);border-bottom:1px solid var(--gold)}
.split-logo img{width:100%;height:auto}
@media (min-width:900px){.split.has-aside{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:64px}}
.rows{border-top:1px solid var(--ink)}
.row{display:grid;gap:6px 32px;padding:22px 0;border-bottom:1px solid var(--line)}
.row h3{font-family:var(--serif);font-weight:500;font-size:1.3rem;margin:0}
.row p,.row li{color:var(--muted)}
.row div > :last-child{margin-bottom:0}
@media (min-width:860px){.row{grid-template-columns:minmax(0,.75fr) minmax(0,1.5fr)}}
.sec-sand .row{border-color:#CFC6B2}
.note{display:grid;gap:10px 28px;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.note::before{content:"";position:absolute;left:-1px;top:24px;bottom:24px;width:3px;background:var(--gold)}
.note-k{font:650 13px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin:0}
.note-title{font-size:1.45rem}
.note p,.note li{color:var(--muted)}
.note .ctas{margin-top:12px}
@media (min-width:860px){.note{grid-template-columns:180px minmax(0,1fr);padding:32px}}

/* faq */
.faq{border-top:1px solid var(--ink)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-weight:650;position:relative;font-size:1.05rem}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"";position:absolute;right:8px;top:28px;width:9px;height:9px;border-right:1.5px solid var(--primary);border-bottom:1.5px solid var(--primary);transform:rotate(45deg);transition:transform .2s}
.faq-item[open] summary::after{transform:rotate(-135deg)}
.faq-item > div{padding:0 0 18px;color:var(--muted);max-width:68ch}

/* cta band (light surface with the gold lattice) */
.cta-band{position:relative;overflow:hidden;background:var(--surface);color:var(--ink);padding:72px 0;border-top:1px solid var(--line)}
.cta-band h2{font-size:clamp(1.9rem,5.4vw,2.8rem);font-weight:450}
.cta-in{position:relative}
.cta-body{color:var(--muted);font-size:1.1rem;max-width:56ch}
@media (min-width:960px){.cta-band{padding:104px 0}}

/* Regulatory notices */
.notice{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--primary);border-radius:var(--r);padding:24px}
.notice-title{font-size:1.4rem}
.notice p{color:var(--muted)}
.reg-notice-lg .reg-notice-text{font-size:1.06rem;color:var(--ink)}
.ph-badge{display:inline-block;font:700 11px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;background:#F7E7B0;color:var(--ink);border:1px dashed #8A6A00;
  padding:5px 8px;border-radius:6px;margin-right:6px;vertical-align:2px}

/* contact grid */
.contact-grid{display:grid;gap:0;border-top:1px solid var(--ink)}
.cg-item{padding:22px 0;border-bottom:1px solid var(--line)}
.cg-k{font:650 13px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:8px}
.cg-v{font-size:1.05rem}
.cg-v p:last-child{margin:0}
.cg-v.big a{font-family:var(--serif);font-size:1.9rem;color:var(--ink);text-decoration:none}
@media (min-width:860px){.contact-grid{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:48px}}

/* quote page: restyle the intake module through its CSS variables only */
.quote-layout{display:grid;gap:40px}
@media (min-width:1000px){.quote-layout{grid-template-columns:minmax(0,1.7fr) minmax(0,1fr);gap:56px}}
.qi-wrap{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:20px;min-width:0}
@media (min-width:640px){.qi-wrap{padding:32px}}
.qi-wrap .qi-root{--ink:#1E2624;--muted:#4F5A57;--line:#D9D1BF;--forest:#14625F;--sans:"Hanken Grotesk",system-ui,sans-serif;--serif:"Fraunces",Georgia,serif;
  --qi-ink:#1E2624;--qi-muted:#4F5A57;--qi-field:#FFFFFF;--qi-border:#7A827F;--qi-line:#D9D1BF;--qi-accent:#14625F;--qi-accent-ink:#F5F0E6;
  --qi-link:#14625F;--qi-focus:#14625F;--qi-err:#A63A27;--qi-err-bg:#FBEDEA;--qi-ok:#1D6B3A;--qi-ok-bg:#EAF5EE;--qi-note-bg:#EEF3F1;
  --qi-warn-bg:#F7F0DE;--qi-warn-line:#C9A45C;--qi-radius:10px}
.quote-aside{display:grid;gap:0;align-self:start;border-top:1px solid var(--ink)}
.qa-item{padding:20px 0;border-bottom:1px solid var(--line)}
.qa-item h2{font-family:var(--serif);font-weight:500;font-size:1.2rem;margin-bottom:.4em}
.qa-item p,.qa-item li{color:var(--muted);font-size:.98rem}
.qa-item > :last-child{margin-bottom:0}

/* legal */
.legal{display:grid;gap:32px}
.toc{border-top:1px solid var(--ink);padding-top:16px;align-self:start;font-size:15px}
.toc-k{font:650 13px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--primary)}
.toc ol{margin:0;padding-left:1.4em;color:var(--muted)}
.toc li{margin:6px 0}
.doc{max-width:760px;min-width:0}
.doc .updated{font-size:14px;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:14px}
.lg-sec{padding:20px 0;border-bottom:1px solid var(--line)}
.lg-sec h2{font-size:1.5rem;display:flex;gap:14px;align-items:baseline}
.lg-n{font:650 14px var(--sans);color:var(--primary);letter-spacing:.06em}
.lg-sec h3{margin-top:1.2em}
.lg-sec p,.lg-sec li{color:var(--ink)}
.doc a{overflow-wrap:anywhere}
@media (min-width:960px){.legal{grid-template-columns:240px minmax(0,1fr);gap:64px}.toc{position:sticky;top:96px}}

/* insights */
.empty{position:relative;overflow:hidden;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:40px 24px;max-width:860px}
.empty h2{font-size:clamp(1.7rem,5vw,2.3rem);max-width:20ch;position:relative}
.empty p{color:var(--muted);max-width:56ch;position:relative}
.empty .eyebrow,.empty .ctas{position:relative}
@media (min-width:860px){.empty{padding:56px}}
.posts{list-style:none;margin:0;padding:0;display:grid;gap:20px}
.post a{display:block;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink)}
.post time{font-size:14px;color:var(--muted)}

/* footer: deep teal; the white logo sits on a white plaque */
.site-footer{background:var(--deep);color:var(--on-deep-muted);font-size:15px;padding:56px 0 28px}
.site-footer a{color:var(--on-deep)}
.ft{display:grid;gap:32px;padding-bottom:36px;border-bottom:1px solid var(--line-deep)}
.ft-logo{height:64px;width:auto;margin:0 0 16px -8px}
.ft-tag{font-family:var(--serif);color:var(--on-deep);font-size:1.02rem;max-width:30ch;line-height:1.45;padding-top:12px;border-top:1px solid var(--gold);display:inline-block}
.ft-k{font:650 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--deep-accent);margin-bottom:12px}
.ft-col ul{list-style:none;padding:0;margin:0}
.ft-col li{margin:0 0 8px}
.ft-col a,.ft-contact a{text-decoration:none}
.ft-col a:hover,.ft-contact a:hover{text-decoration:underline}
.ft-phone{font-family:var(--serif);font-size:1.6rem}
.ft-contact p{margin:0 0 6px}
@media (min-width:860px){.ft{grid-template-columns:1.2fr 1fr 1.6fr}}
.ft-legal{padding-top:24px;font-size:13.5px;line-height:1.6}
.ft-legal p{margin:0 0 10px;max-width:110ch}
.ft-dba{color:var(--on-deep)}
.ft-notice{border:1px solid var(--line-deep);border-radius:10px;padding:16px;margin:16px 0}
.ft-notice .ft-k{margin-bottom:8px}
.ft-notice .reg-notice-text{color:var(--on-deep)}
.ft-bottom{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:18px!important;padding-top:16px;border-top:1px solid var(--line-deep)}

/* motion: small, and off for reduced motion */
.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
  .js .reveal{opacity:1;transform:none}
}
@media print{.site-header,.cta-band,.lattice,.grid-lines,.dataline{display:none}body{background:#fff}}

/* accessibility (WCAG 2.2 AA) */
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hero-panel{margin:0}
.site-footer :focus-visible,.sec-deep :focus-visible{outline-color:var(--on-deep)}   /* 11.73:1 on deep teal */
.ft-nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.qi-required-note{margin:0 0 4px;color:var(--muted);font-size:.95rem}
/* target size 2.5.8: stand-alone links at least 24px tall */
.ft-col a,.toc a,.crumbs a,.cg-v a,.ft-contact a,.ft-bottom a{display:inline-block;min-height:24px;padding:2px 0}
.qi-wrap .qi-root input[type=radio],.qi-wrap .qi-root input[type=checkbox]{width:24px;height:24px}