Group Insurance

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Get coverage built to support your team’s health.

Primus Insurance Agency helps businesses find group health insurance plans that fit their team’s needs and budget. From traditional group plans to self-funded and level-funded options, we make it easy to protect what matters most—your people. Explore the benefits of smarter health coverage with Primus.

Group
Plans

Discover flexible group health insurance solutions, including fully insured, self-funded, and level-funded.

Cost Control
& Savings

Learn how your business can manage healthcare costs with strategic funding models and carrier discounts.

Submit
Claim

Get step-by-step support to file your health insurance claim correctly, with confidence and compliance

What does group health insurance typically cover?

Coverage can vary by plan type, but most group health insurance policies help pay for essential medical care and employee wellness. Group plans commonly include:

Doctor visits and routine checkups
Hospital and emergency care
Prescription drug coverage
Preventive services and screenings
Mental health and behavioral care
Telehealth and virtual care options
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          Compare quotes and get group health insurance the right way

          Get a Group Health Insurance Quote

          Smart. Flexible. Affordable.

          ✅ Level-Funded Plans – Predictable monthly costs with potential savings
          ✅ Self-Funded Plans – Full control over your healthcare spending

          Get a group health insurance quote – typically in just 2 minutes. Switch to a smarter plan that offers flexibility, cost control, and coverage from trusted providers.

          Facing any problem to get a quote!

          Call: 516-225-2343

          What are the benefits of level-funded plans?
          Level-funded plans offer predictable monthly costs and the potential to receive refunds on unused claims dollars. They’re ideal for businesses that want a balance of savings and stability.
          Employees required for group coverage?
          Most plans start at 2 employees, but eligibility and plan types vary. We’ll help you find options that match your company size.
          Can I make changes to my plan later?
          Absolutely. Our advisors are here year-round to help you update or expand your coverage as your team grows.
          What are Self-funded and fully insured plans?
          Self-funded plans allow employers to pay for healthcare costs directly, potentially lowering long-term costs. Fully insured plans offer simplicity with fixed premiums.
          Will plans cover dental, vision, and other benefits?
          Yes! You can customize your coverage with dental, vision, life insurance, and disability options as needed.
          Are contractors and part-time workers eligble?
          While traditional group health plans are typically designed for W-2 employees, there are alternative benefit options available for 1099 contractors and part-time staff. Our team can help you explore flexible solutions to cover your whole team.

          Still have questions or need help finding the right solution?

          For personalized guidance on your employee benefits or to learn more about Level-Funded and Self-Funded Plans, feel free to call us during business hours. We’re local, experienced, and here to help.

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          Melbourne, Australia
          (Sat - Thursday)
          (10am - 05 pm)
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