What’s included
How we help
Who it’s for
Built around you
New York employers
Statutory disability benefits most employers must provide.
Professional firms
Richer income protection to attract talent.
Owners and executives
Protecting high incomes beyond group limits.
Common questions
Questions, answered
Most private employers in New York must provide statutory disability benefits (DBL) for off-the-job injuries and illnesses. We set it up correctly.
DBL pays a modest weekly benefit for a limited time. Long-term disability covers a share of salary for much longer, often until retirement age.
Employers may collect a limited employee contribution toward statutory DBL. Enhanced and voluntary plans can be employee-paid.
General information only. Coverage, eligibility and costs depend on the carrier, the policy and your situation. We’ll confirm the details for you.
Let’s protect what you’ve built.
A 15-minute conversation is the only first step. No forms, no pressure, just clarity on what you have and what you’re missing.