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Group Health Benefits

Self-funded and level-funded options, HSA and HRA programs, reviewed with you at every renewal. We shop the market, benchmark your plan, and handle enrollment so your team gets benefits they value.

What’s included

How we help

Fully insured group health
Level-funded plans
Self-funded plans
HSA and HRA programs
Group dental and vision
Renewal negotiation
Employee enrollment support
Market benchmarking

Who it’s for

Built around you

Small teams

Offering health benefits for the first time.

Growing companies

Outgrowing a plan that no longer fits.

Established employers

Facing renewal increases they want challenged.

Common questions

Questions, answered

Often, yes. We benchmark your plan, compare funding options such as level-funded plans, and adjust plan design and contributions. One 34-employee client cut premiums without touching coverage.

A level-funded plan charges a fixed monthly amount like insurance, but some of it funds your own claims. If claims run low, a portion may come back to you. It suits many healthy small groups.

Yes. We explain the options to your team and support enrollment, so your HR person isn’t answering every question alone.

General information only. Coverage, eligibility and costs depend on the carrier, the policy and your situation. We’ll confirm the details for you.

Let’s protect what you’ve built.

A 15-minute conversation is the only first step. No forms, no pressure, just clarity on what you have and what you’re missing.

Call 516-225-2343
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