Estate & Legacy Planning
Trust coordination, liquidity planning and legacy strategy, handled discreetly. We design the insurance side of your estate plan and work alongside your attorney and accountant so every piece fits.
What’s included
How we help
Who it’s for
Built around you
High-net-worth families
Liquidity for estate taxes so assets don’t have to be sold in a hurry.
Business owners
Fund the succession plan so the company passes cleanly.
Blended families
Clear, fair beneficiary planning for every branch of the family.
Common questions
Questions, answered
No. Legal documents are drafted by your estate attorney. We design and place the insurance that funds the plan, and we coordinate closely with your attorney.
An irrevocable life insurance trust owns a policy on your life so the death benefit can be kept outside your taxable estate. Your attorney drafts the trust; we help design the policy it holds.
Yes. New York has a state estate tax with its own exemption, separate from the federal one. It’s worth planning for both.
General information only. Coverage, eligibility and costs depend on the carrier, the policy and your situation. We’ll confirm the details for you.
Let’s protect what you’ve built.
A 15-minute conversation is the only first step. No forms, no pressure, just clarity on what you have and what you’re missing.