Medicare, explained in plain English.
Key dates, the choices that matter, and a free annual review. Supplement, Advantage and Part D, compared against your doctors and prescriptions.
Key dates
Counting down to your next window.
Federal Medicare enrollment dates. Your own first window depends on your 65th birthday and your coverage; we’ll confirm it at your consultation.
Your options
Four choices, made together.
The letters are the parts of Medicare each choice covers. We compare them against your doctors, prescriptions and budget.
Medigap
Pairs with Original Medicare for broad access to doctors and predictable out-of-pocket costs.
Medicare Advantage
Bundles hospital, medical and often drug coverage in one plan, usually with a network.
Prescription drugs
Drug coverage on its own. Drug lists change every year, which is why the fall review matters.
Annual review
Every fall we check your plan against your doctors, drugs and budget for the year ahead.
Common questions
Questions, answered
The Annual Enrollment Period runs October 15 to December 7 each year, with changes taking effect January 1. If you’re in a Medicare Advantage plan, you can also make one switch between January 1 and March 31.
Medigap pairs with Original Medicare for broad access to doctors and predictable costs. Medicare Advantage bundles coverage, often with lower premiums and a network. We compare both against your doctors and prescriptions.
It depends on your employer’s size and coverage. Some people can delay Part B without a penalty. We check your situation before you enroll in anything.
Get Medicare right the first time.
A 15-minute conversation is the only first step. No forms, no pressure, just clarity on what you have and what you’re missing.