What’s included
How we help
Who it’s for
Built around you
Employers
Adding a core benefit employees expect.
Owners
Protecting the business if a key person dies.
Partners
Funding a buy-sell agreement so ownership transfers cleanly.
Common questions
Questions, answered
The cost of employer-paid group term coverage above $50,000 is generally taxable income to the employee. We help you design coverage with that in mind.
A policy the business owns on someone whose loss would hurt revenue. The benefit helps the company recruit, repay debt or steady operations.
Yes. Voluntary life lets employees add coverage through payroll deduction, often at group rates.
General information only. Coverage, eligibility and costs depend on the carrier, the policy and your situation. We’ll confirm the details for you.
Let’s protect what you’ve built.
A 15-minute conversation is the only first step. No forms, no pressure, just clarity on what you have and what you’re missing.